Sometimes the best way to begin any adventure is to imagine yourself successful.  Motivational speakers often suggest that you begin thinking successfully to be successful.
This technique is a great way to go about saving money.  Start talking about how much you enjoy saving money.  By referring to yourself as a successful saver, your mind will [...]

 A great way to reduce and eliminate debt is to establish and three fold
philosophy on the management of your money.
Spending

Necessities - focus on the things you must have in order to live.  Food,
shelter, travel, clothing and the like.  These are areas that must be allocated
first.
Niceties - items that you really want to acquire but are [...]

Nothing is more intensive in time and labor than having to repair, clean, or
maintain a home.  As a real estate investor you want to save money and build
your wealth through your investments, but there are some things that will cost
you more in the long run.
Whether you are obtaining a additional property
or getting ready to lease [...]

Saving money is the first step in eliminating debt.  The more wealth you have, the less debt you need.
One way to save money is on your home owner’s insurance rates.  Although on average these rates are not astronomical, there are ways to save.

Be sure to shop around. It may take a little time, but it [...]

Even when you have a budget, it’s difficult to keep things filed effectively and
stay on top of spending.
No matter how balanced your budget may be if you
fall behind in your accountability of that budget, you will not have great
success building wealth.
One of the most frustrating areas of accounting
is reconciliation for accounts and credit cards.  Here [...]

Warm weather is on the way and so are the costs of cooling your home.  During parts of the warm and summer months, your energy costs can be the highest recurring expense for the season.  Take some steps now to prepare for this increase in energy costs.
One of the first steps in preparing is to [...]

One of the biggest expenses in most budgets is food.  A few years back we discovered after looking at our annual expenses that we had spent almost $30,000 eating out.
When you think about trying to find money to pay off your debts, you might not think about cutting your food costs.  There are many ways [...]

A new record was broken this year, but it wasn’t one we can be proud of…  Apparently this is the first year, since the Great Depression, that America has had a negative saving rate for an entire year.
This shouldn’t surprise any of us that continue to live ‘paycheck-to-paycheck’:
 The personal savings rate is, essentially, the amount [...]

Don’t make the mistake that thousands of people make every year.
When shopping for your new home, please don’t put your new furniture on your
mortgage.
These things come to mind:

Why do you need new furniture in the first place?
Do you want to pay for your sofa for the next 30 years?

Why not take advantage of those ‘No [...]