Many people feel that debt management and debt elimination are the same thing. And, to a certain extent, they are rather interconnected. However, I prefer to think of debt management and debt elimination as two different ways of looking at getting out of debt. One of them is more of a passive juggling act, with you [...]

As promised, since so many people abandon their debt plan (budget) before even completing it, I’m going to share the #1 reason this happens.  Can you guess it?
It’s the lack of an entertainment section in your budget (or setting it too low).  You will NOT succeed in your budget, just like in a diet, if [...]