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Putting away your debt

Your debt is dragging you down, isn’t it?  The peace of mind that you need just isn’t possible without putting away the debt.
A PlanYou’ve got to come up with some way to break free.  A budget AND a plan for the debt is essential.  Start out by choosing where you want to spend your essential [...]

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Replace Your Credit Cards With Debit Cards

If you are carrying debit cards, you are one of the many who are choosing to use their plastic over cash today. 
In fact, more and more people are forgoing cash to utilize the convenience of debit cards.So, how can this help you eliminate debt?
This can lessen your tendency to ‘rack up’ the debt by [...]

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Diversify Your Investments

If you’ve been in the market long enough, surely you’ve heard this sage advice. 
Certainly it’s a common saying, but these oft stated words contain a goodly amount of wisdom.
This pithy statement encompasses all of these tips:

Don’t invest it all in one company
Diversify between stocks, bonds, options and mutual funds
Don’t invest it all in the [...]

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Saving Less

A new record was broken this year, but it wasn’t one we can be proud of…  Apparently this is the first year, since the Great Depression, that America has had a negative saving rate for an entire year.
This shouldn’t surprise any of us that continue to live ‘paycheck-to-paycheck’:
 The personal savings rate is, essentially, the amount [...]

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