Debt relief doesn’t have to come in the form of more debt.  While refinances and home equity loans are great ways to pay off your debt, they do, in fact, keep you in debt, especially if you don’t try to stop the spending.
However, by following your spending and tightening your budget, you can save enough [...]

Having
debt can cost you your job - I don’t know many employers that will just fire
you because you owe some money.  Unless of course you owe someone who
would burn down the building to get it.  The truth is that debt affects
every area of our lives, especially our work performance.
The stress of credit card and other
debt [...]