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Debts Reduce Productivity

Having
debt can cost you your job - I don’t know many employers that will just fire
you because you owe some money.  Unless of course you owe someone who
would burn down the building to get it.  The truth is that debt affects
every area of our lives, especially our work performance.
The stress of credit card and other
debt [...]

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Getting Started As An Investor

The stock market is an exciting, yet intimidating  market to get into.  So many have a desire to take part in the market, but they lack the drive to take the first step. 
Take heart, it’s much easier than you think. 
Dollar Cost AveragingOne quick way to invest in the market is to choose a [...]

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Debt Consolidation

Your debt may be piling up, but is debt consolidation the only way out?  Hopefully you can find a better way to pay down your debts.
While paying them off and having one bill is attractive, with interest rates rising, you don’t want to pay for the privilege of paying your bills.  Is making them a [...]

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Debt Management Issues

What always amazes me is when a consultant takes time to tailor a debt management plan for a client and, even after careful intruction, the client fails to implement the plan. 
Of course, this happens when you create your own plan as well.  You create something that can allow you to find financial success and, [...]

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I’m 5.5 years old in Dog Years!

Have you ever run across one of those web sites that has something totally unique and humorous, yet has absolutely no worth whatsoever to anyone on  the planet. Well, that’s what I found in the Dog Years Conversion Calculator at OnlineConversion.com. I mean, who really cares how old you are in dog years? Perhaps for [...]

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Impulse Buying: A Sure Fire Way to Debt Overload

I ran across some no-nonsense, straightforward strategies for living debt free by Donna Watkins at TheHerbsPlace.com. In a general sense, she mentions the need to change the habit of impulse buying and then she outlines the following three things that she committed to do to God and her family.
#1)  Anytime we intended to purchase something, [...]

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Living Debt Free Ain’t as Easy as It Used to Be

Last
year credit card companies spent well over $3 ½ billion in an effort
to get you to go even deeper into debt.  To further this cause, many
card companies have raised the traditional monthly principal
minimum payment to 4% thus allowing you the opportunity to keep larger
unpaid balances.  Everywhere you turn, there is another reason to justify more [...]

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Dotcom Déjà vu Coming to a Theatre Near You

We all hear the stories of the Dot com bubble that burst
around the turn of the millennium. Companies such as Egghead.com, Garden.com
& Pets.com were a few of the many internet businesses that succumbed to
that infamous demise of the Dot Com Bubble. Yet despite the many internet
business failures, internet businesses still continue today (probably in much
greater [...]

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