Because so many people carry high interest car loans, some debt counselors are suggesting it may make financial sense to refinance your car loan to save on interest fees.
Now, if you have very little time left on your loan, or if you don’t think you can qualify for a better rate, you may not be [...]

What always amazes me is when a consultant takes time to tailor a debt management plan for a client and, even after careful intruction, the client fails to implement the plan. 
Of course, this happens when you create your own plan as well.  You create something that can allow you to find financial success and, [...]

A new record was broken this year, but it wasn’t one we can be proud of…  Apparently this is the first year, since the Great Depression, that America has had a negative saving rate for an entire year.
This shouldn’t surprise any of us that continue to live ‘paycheck-to-paycheck’:
 The personal savings rate is, essentially, the amount [...]

Are you in over your head?  You’re not alone.  Millions of Americans struggle with their high debt load. 
Unfortunately, the emotional toll can be almost too much to bear.  From demanding phone calls to threatening letters, being deep in debt and late on your payments can be an emotional weight.
If you, like many, can’t find [...]