Debt elimination is on the forefront of many families minds. Throughout the world, people are racking up debt at record levels. With little government oversight, creditors are handing out money like candy and are satisfied with debtors who have to make payment on high interest balances. People have taken notice, and there have even been [...]

Yes, I know, it sounds easy doesn’t it?   But, the principle is an easy one to remember.  Why is it so easy to break this one rule of debt elimination?
It’s because if you’ve been a diligent debt reducer, the credit card companies want to entice you into more debt again.  Unfortunately, it will begin the [...]

It’s difficult to attack all your credit cards at once, especially if you have more than a handful.  However, by focusing on one card at a time, you CAN eliminate your credit card debt.
Here’s how:
1.  Decide which one to attackI’d suggest going with the smallest overall payoff. 
2.  Pay minimums on all other bills and [...]

Having a major credit card is essential in today’s society.  You can’t rent a hotel room, a car, or even make an online purchase without one.
An alternative to having a line of credit is using a pre-paid credit card.  Most lenders offer pre-paid credit cards and there is no income requirements or credit checks.  Just [...]