Maintaining a debt-free lifestyle requires that you stop amassing debt. And one of the best ways to eliminate debt and keep that debt away is to limit the number of credit cards that you have. Seriously think about how many credit cards you really need. While it is nice to think that you will never [...]

A comfortable credit limit is important to any successful debt elimination plan. And you will find that you will likely need to fight the credit card company to keep it lower once you start your debt reduction. If you have good standing with the company, after you have made three or four substantial payments in [...]