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Debt Elimination: Consolidation.

Welcome to the debt elimination blog. This blog is a daily piece that seeks to help people with eliminating their debt. It is our desire to provide you with the best possible news, information and advice for our readers. We know how easy it is to take on extra debt and we want to help [...]

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Debt Elimination: Cash Flow

In today’s debt elimination blog, I will discuss cash flow and the importance of maintaining a debt free lifestyle. The debt elimination blog is a piece that is dedicated to helping those who are in debt, and for those who are trying to maintain a debt free life. Come back to visit this blog periodically [...]

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Debt Elimination: And Credit Card Debt Reduction Tips

Debt Elimination almost always entails zero-ing out your credit card debt.
One of the best ways to do so is offered by Caryn Bilotta. manager of education services for Advantage Credit Counseling Service.
In the Pittsburgh Post-Gazette, Caryn offers some great pointers for getting out of credit card debt.
Suggestions include:
The most important thing you can do right now [...]

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Debt Elimination Can Make Life Easier

One thing that debt introduces into your life is stress. Studies show that getting out of debt can help relieve some of the stress in your life. Money troubles often put stress in your home and professional life. This is because when you are worried about making ends meet, and whether or not you will [...]

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Using Your Tax Return to Help You Reduce Debt

Every year most of us get a tax return. And this extra money can help you get out of debt faster when you add it to your debt elimination plan. Using your tax return to help you reduce debt makes sense. It is essentially free money for use outside your normal budget. Making an extra [...]

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Making Yourself Accountable for Debt Elimination

When it comes to eliminating debt, it is important to realize that you must take charge of your situation. This means that while you can ask for support, you should still be accountable to yourself for your debt elimination plan. When you hold yourself truly accountable for your financial situation, you can begin to make [...]

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The Slippery Slope of Debt

One of the biggest problems with debt is the way that it affects us gradually. Debt really is a slippery slope. We gradually walk down the slope, starting out by saying that credit cards will be used only for emergencies and then, pretty soon, emergencies are becoming more and more widely defined. Or, we justify [...]

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Avoiding Credit Limit Increases

A comfortable credit limit is important to any successful debt elimination plan. And you will find that you will likely need to fight the credit card company to keep it lower once you start your debt reduction. If you have good standing with the company, after you have made three or four substantial payments in [...]

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Stop Adding To Your Debt

When it comes to debt reduction and elimination, one of the biggest hurdles is to stop spending. Even if you have a good debt elimination plan, it does not help much if you keep adding to your debt. So, if you use a "quick-fix" like transferring debt to a 0% APR credit card, you need [...]

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Have a Partner? Talked About Your Debt?

If you have a partner that you share your life with, legally or informally, one of the sticking points is probably finances. However, it is important to talk about finances with your partner. It is especially important when it comes to debt reduction and elimination. Why? Because unless you are both on the same page, [...]

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