Debt Elimination strategies can be subverted if you do business with an incompetent or dishonest credit card debt consolidation company.
On American Chronicle, Apurva Shree offers tips on how to spot these companies before you become entangled by them.
Here’s some pointers that you should spot right away when you first approach these companies (or they approach [...]

If you are looking to eliminate debt with the help of a debt  consolidation loan, then it will be necessary to know your credit score so that you can get a good idea of how much you will be lent, and what the terms will be.
Leaving debt elimintation aside, however, it is nice to [...]

Your debt may be piling up, but is debt consolidation the only way out?  Hopefully you can find a better way to pay down your debts.
While paying them off and having one bill is attractive, with interest rates rising, you don’t want to pay for the privilege of paying your bills.  Is making them a [...]

Because so many people carry high interest car loans, some debt counselors are suggesting it may make financial sense to refinance your car loan to save on interest fees.
Now, if you have very little time left on your loan, or if you don’t think you can qualify for a better rate, you may not be [...]

It’s difficult to attack all your credit cards at once, especially if you have more than a handful.  However, by focusing on one card at a time, you CAN eliminate your credit card debt.
Here’s how:
1.  Decide which one to attackI’d suggest going with the smallest overall payoff. 
2.  Pay minimums on all other bills and [...]

A debt consolidation loan is a popular way to eliminate debt for Americans.  The reason people tend to go this route is two-fold:1. They save money monthly in their payments.Often debt elimination comes due to the fact that the debtor can not keep up with their monthly payments.  However, necessity often breeds invention, and debt [...]

You’ve heard the commercials and now you’re interested in getting a debt consolidation loan to help you get out from under the large interest and the collector calls.
What you don’t know is that most consolidation loans are usually as bad or worse than the debt itself.
The trouble with debt consolidation loans is twofold:

This kind of [...]

Saving money is a great way to enable you to eliminate your debt.  If you have more money left at the end of each month, you can apply that ‘extra’ to debt elimination.
While shopping online, you can save money by doing some Google comparison shopping.

Online CouponsTake a look at the search term "online coupons" or [...]

Are you in over your head?  You’re not alone.  Millions of Americans struggle with their high debt load. 
Unfortunately, the emotional toll can be almost too much to bear.  From demanding phone calls to threatening letters, being deep in debt and late on your payments can be an emotional weight.
If you, like many, can’t find [...]

Want to save money?  Then stop spending it.
I know, it sounds really easy, but it’s not!  From car payment to home loans, debt really adds up quickly.
However, one of the smartest ways to eliminate your debt is to prevent it’s accumulation.
Here are some points to remember:
1.  Interest costs you money
2.  Save up, rather than putting [...]