Maintaining a debt-free lifestyle requires that you stop amassing debt. And one of the best ways to eliminate debt and keep that debt away is to limit the number of credit cards that you have. Seriously think about how many credit cards you really need. While it is nice to think that you will never [...]

One of the biggest problems with debt is the way that it affects us gradually. Debt really is a slippery slope. We gradually walk down the slope, starting out by saying that credit cards will be used only for emergencies and then, pretty soon, emergencies are becoming more and more widely defined. Or, we justify [...]

One of the most common and flexible kinds of credit is revolving credit. This type of credit is convenient and can be rather seductive. Revolving credit involves a maximum amount that you can borrow, and as long as you pay it down, you can keep using your credit line. Revolving credit is desirable because you [...]

Debt relief doesn’t have to come in the form of more debt.  While refinances and home equity loans are great ways to pay off your debt, they do, in fact, keep you in debt, especially if you don’t try to stop the spending.
However, by following your spending and tightening your budget, you can save enough [...]

 
P - Purpose:  What is your purpose for credit repair?  This seems out of the ordinary for our series but to make a point it must be covered.
Most of the time when one desires to have their credit repaired, it means that they are instinctively trying to get a better credit rating so they can [...]

With the rise of fuel prices comes the need to have more money on hand at the pumps.  Many Amercians are choosing to ‘finance’ their fuel with credit cards and fuel company accounts.
Here are a few tiops that can help you keep the sparks down in your fuel consumption:

Fill up.  When gas is down a [...]

Credit card debt is becoming an epidemic in America.  Financial problems and out of control debt are the second largest factors of divorce in the country. 
Now is the time to get focused and take control of what could be controlling you.  Review these 7 steps for debt management and elimination and get started today!
Step [...]

Digging your way out of debt is difficult.  We all know just how hard having more debt than income is a bad position, but it’s one of those places that’s easy to get to and hard to get out of…
Reducing your debt a little at a time makes sense:

Stop borrowing. It might seem obvious, but [...]

You might be surprised one day to discover several other credit accounts sitting on your credit profile.  With today’s level of online and consumer fraud, it’s a good idea to check your credit report regularly.
There are many options in checking your credit.  Some third party companies will want to sell you your credit reports but [...]

Credit card debt is sometimes impossible to manage.  As  you
know, missing one payment can land you upwards of $80 in fees.  Thankfully
to some new laws there are restrictions to how many months card companies can
actual charge the fees.
When  you are having trouble with credit
cards you can be sure there are thousands of people ready [...]