A comfortable credit limit is important to any successful debt elimination plan. And you will find that you will likely need to fight the credit card company to keep it lower once you start your debt reduction. If you have good standing with the company, after you have made three or four substantial payments in [...]

When you have good credit, it is much more likely that you can call up a credit card company and request a lower interest rate with success. You are also more likely to get those 0% APR credit card deals that can help you eliminate debt faster. So, how do you boost your credit score? [...]

Yesterday we looked at why it is in the best interests of credit card companies to keep you in debt, and how important it is for you to get out of debt and starting building wealth. Here are a few tricks that credit card companies use to keep you charging:
Cash back reward programs. You spend [...]

If you have decent credit, and if you are a good credit card customer, you can make it easier to eliminate debt by negotiating your credit card interest rate. In most cases, if you have a good track record as a customer, this is simply a matter of calling the credit card company and letting [...]