Your debt is dragging you down, isn’t it?  The peace of mind that you need just isn’t possible without putting away the debt.
A PlanYou’ve got to come up with some way to break free.  A budget AND a plan for the debt is essential.  Start out by choosing where you want to spend your essential [...]

If you want to stick to your budget, you need to know how much is the right amount to strive for in each spending category.  Just arbitrarily picking numbers will result in a budget that is useless to you and your bank account.
Experts suggest your housing and autos (insurance included) not make up more than [...]

As a long time saver, you are probably already prepared for a worsening economy, but if not, now’s certainly the time to make sure you are cutting your debt and your overall costs because it looks like the economy is certainly slowing down again:
U.S. factory expansion eased in May to the slowest pace since August [...]

As promised, since so many people abandon their debt plan (budget) before even completing it, I’m going to share the #1 reason this happens.  Can you guess it?
It’s the lack of an entertainment section in your budget (or setting it too low).  You will NOT succeed in your budget, just like in a diet, if [...]

A budget is a guide that allows you to track and control your spending and saving.  Being sure of items that you should steer clear of is often times difficult to discern.
There are thousands of sites online that can help you discover budgeting tools and tips.  One of which points to the matter at hand; [...]

One of the biggest expenses in most budgets is food.  A few years back we discovered after looking at our annual expenses that we had spent almost $30,000 eating out.
When you think about trying to find money to pay off your debts, you might not think about cutting your food costs.  There are many ways [...]