Archive for August, 2006

Our economy is slowing down, so it is time to protect your stock investments by defending what you have and moving it to stock funds that do well when growth is slow. Using ultra-short bond funds can help, as well as moving your investments into small-capitlization stocks. Also, the less sexy, yet tried-but-true companies, that [...]

One way for you to get your message across in an attractive and eye-catching way is to use postcard marketing. There are many advantages to sending out postcards as part of your business marketing campaign:

They’re cheap to create, print and then send. You can design one on your computer and print them  at a low [...]

One of the things that you absolutely must do before you decide to purchase a real estate investment property is check with the city zoning agency. You need to consider what you want to use the investment property for, and then speak with someone on the city zoning board about whether the real estate you [...]

Spam-bots are these nasty automated programs that troll the Internet looking for email addresses. If you have your email address on your e-commerce Web site in plain sight, these spam-bots can pick up your e-commerce email address, add it to a list, and fill your inbox with annoying junk email. And this can be a [...]

One of the hardest things to beat in the debt elimination game are those pesky and high interest rates. Especially credit card interest rates. When you have an interest rate of more than 16 percent, it is difficult to get that credit card balance down, even if you are paying more that the minimum payment [...]

If you decide to do some of your stock investing in mutual funds, it is a good idea to find a no-load mutual fund. A load is a sales fee that one pays to a mutual fund manager who finds "good funds" and manages them for you. This means that you pay a fee to [...]

When it comes to smart marketing, there are few things as cost-efficient and smart as referrals. Using referrals is a marketing strategy that consists of asking customers to refer their friends. This sort of word of mouth advertsings (sometimes called viral marketing), can help you reach a wider variety of customers. And because they were [...]

One of the tools available to those who wish to purchase real estate investment property is a wraparound mortgage. This is an arrangement in which the buyer and a motivated seller come to an agreement. If a seller still has money remaining on the mortgage, but you do not want to assume the note, but [...]

When you decide to start an e-commerce business, you  need to carefully consider the e-commerce business model you will use. There are several valid e-commerce business models that each offer its own set of advantages and disadvantages. However, it is important for you to determine which model you will use, and then create a business [...]

If you are looking to eliminate debt with the help of a debt  consolidation loan, then it will be necessary to know your credit score so that you can get a good idea of how much you will be lent, and what the terms will be.
Leaving debt elimintation aside, however, it is nice to [...]