Subprime lenders charge minority borrowers more, regardless of credit score. One study has just released findings that may just shake the lending industry to it’s core.
With no way to explain themselves, lenders have been caught giving higher prices to minorities. In fact, when comparing applicants with very similar credit histories, apples to apples, give [...]
Are you a long term investor? You may be looking to invest for the long-haul or in the distant future, but it doesn’t necessarily mean that you are a long-term investor.
There are several different mindsets for each type of investor. FranklinTempleton.com has a good test to determine if you are truely a long term investor.
Do [...]
Summer is here and so are your plans of travel and leisure. Like many things that are enjoyable, they can also be expensive.
Instead of going all out and charging your way through the summer, decide now that you are going to take some smaller day trips or find frugal ways of traveling.
Packing a cooler with [...]
Frustration comes in many shapes and forms but especially when you own an online business.
There are many things that can cause you to lose your focus and your mind. Internet outages, complaning customers, poor suppliers, hackers, and of course computer failure.
Sadly, there is nothing any of us can do to prevent these things, however, there [...]
Marketing and promotion for information’s sake may yield some sales but you can count on them only being short term.
Branding is essential in any marketing campaign or strategy for the purpose of longevity. When branding you are literally trying to get your potential customers to think of you any time your industry or product surfaces [...]
Investing for gain is your goal, but wouldn’t it be great to actually enjoy the stocks that are taking you to financial freedom?
When trying to choose a stock, look in areas of interest that you personally hold. What industry fascinates you and what areas of commerce hold your attention.
You are not guaranteed that you will [...]
For those of you that lived through the 1950s and 1960s, great changes were made regarding civil rights in America. Unfortunately, we are often faced with stories like this one that remind us that we have far to go in the battle for racial equality.
Fair HousingAsk any black or latino family and they will tell [...]
Web 2.0 is more than just a buzz word for 2006 to the point of becoming dogma in light of the standard for anything found on the world wide web.
So what does it take to stay in the game online? Well, the experts will tell you thousands of great ideas for being in the top [...]
Because so many people carry high interest car loans, some debt counselors are suggesting it may make financial sense to refinance your car loan to save on interest fees.
Now, if you have very little time left on your loan, or if you don’t think you can qualify for a better rate, you may not be [...]
Developing a successful marketing strategy requires several elements.
A strict flow from a vision is imperative. In order to truly make a strategy one that you can lead with, you have to adhere it very closely with your main vision. Where are you going and where do you want to be?
Following this focus will enable several [...]